Refer a Friend Program Terms

The Refer a Friend Program (the “Program”) is provided by blooom, inc. (“blooom”) and is subject to the following terms and conditions: Partners, officers, directors and employees of blooom are not eligible for the Program. For you to be eligible under the Program, you must agree to the Program terms through your account before making your referral. In addition, the individual you refer must take blooom’s free analysis on his or her qualified retirement plan by using your personal referral link obtained by enrolling at The account must have a balance of at least $15 at the time of the referral to be eligible. You will not be eligible under the Program for any individuals who do not use the Refer-a-Friend link provided through the Program.

Once you reach a total of $600 in referral payments in any calendar year, you are no longer eligible for the Program. While you will not be eligible under the Program for additional referrals, we welcome new clients if you want to tell your friends and co-workers about us.

If you receive a gift card(s), you are responsible for all applicable taxes and fees resulting from it, if any. Please consult with a tax advisor for additional information. Blooom does not provide tax advice.

This promotion is not valid with any other offers and is non-transferrable. By participating in the Program, you release blooom and its agents from all liability with respect to the Program.

For anyone participating in the Program that attempts to game the system, we will have to part ways and reserve the right to disqualify you from the Program. “Gaming the system” includes, but is not limited to, creating fake accounts and/or signing up the same retirement account or other online account.

No purchase, payment or other consideration is necessary to participate in the Program. The Program is void where prohibited or restricted by law, or where registration or other requirements would apply but have not been met, or where the methods of participation in the Program would be under consideration. All applicable federal, state and local laws apply.

The Program terms and conditions are subject to change without prior notice. Blooom reserves the right to modify or terminate the Program at any time and for any reason without notice. Send questions to